Do you have a Capitol One credit card? You may want to check your contract before you sign it. It says the company can now contact you in any manner they choose. That includes a nice visit to your work and even your home. What??? Samuel L Jackson is the spokesman and I remember what he did when he showed up at someone's house in Pulp Fiction. On the other hand, anyone can visit your home and if you owe someone or a company money, shouldn't they try to collect it?